Reader’s Question:

How can you get low cost full coverage auto insurance in your policy?

Jean

Chicago IL

There are various ways to get cheap car insurance. Read on.

1. Shop around for auto insurance quote. Insurers change their rates all the time and rates vary from one company to the other. Make sure you always shop around to see which company offer the best rates.

2. Choose efficient vehicle. Hybrid cars are said to have low cost for repairs.

3. Maintain a good driving record. Some insurance companies provide safe driver discount with a policyholder that has a clean driving record.

4. Keep your policy active. Avoid having lapse in your policy.

5. It is advisable that before you buy a car, check the insurance cost first

6. Drop collision and comprehensive if you have an older vehicle.

7. You can get discount if you purchase more than one insurances from the same company. You can get as much as 20% discount if you can get homeowners or renters insurance as well.

8. Make sure that you keep a good credit rating. Auto insurance companies check your credit record when determining car insurance rates.

9. If you drive less, you may be eligible for low mileage discount. Remeber to inform your insurance company on your next renewal.

10. Choose the highest deductible that you can afford.