Reader’s Question:
I got a DUI here in Massachusetts a long time ago that caused my auto insurence premiums to go up. Now I can say that my premiums are back to normal after my DUI. If in case the auto insurence policy is not under the DUI offender’s name, will the rates still go up for the policyholder?
James
Worcester, MA
Auto insurence premiums increase accordingly after a driver has gotten into an at-fault accident caused by DUI or driving under the influence. The rating systems differ by state laws and auto insurance providers but if a driver is convicted for DUI, the rates may double or even triple in some states.
If you are a driver listed under another driver’s auto insurence policy, the premiums of the policyholder could be affected by your DUI. The driving history of any licensed driver on an auto insurance policy or in a household could also influence the auto insurance rates and the judgment of the auto insurance provider to insure the vehicle. A number of violations could cause an auto insurance provider to decline you or the policyholder for coverage or to pay high risk insurance rates.
If a driver in Massachusetts has a bad driving history, he/she will be considered of higher risk by auto insurance provider than someone who has a clean driving history, thus having a hard time getting auto insurance cheap. In cases like the auto insurance premiums go up because of a DUI of a listed driver, they would have to shop around to pay auto insurance cheap.





