Reader’s Question:
As a student here in Delaware, how can I be able to save on my auto insurance coverage? I need to be practical so I have to remember the things that can help me save money.
Kurt
Brandywine, DE
With the help of a little research, you can be able to save money on your auto insurance coverage. You have to understand first the requirements for your auto insurance and know the available discounts. In the state of Delaware, it is required for a driver to get at least $15,000 per person and $30,000 per accident for bodily injury and $10,000 for property damage. Delaware also uses a Tort system that requires the at-fault driver to pay the damages for all the people involved. You also need to get personal injury protection or PIP coverage of $15,000 per person and $30,000 per accident.
To get all the savings that you can on your auto insurance, you should get all the discounts you qualify for. These include:
Good Student
If you have a GPA of 3.0 or better in school, you can qualify to get this discount with the auto insurance companies that offer it.
Defensive Driver
If you have finished a defensive driving course, you can qualify for this type of auto insurance discount.
Safety Devices
If you install safety devices in your vehicle, you will be considered less of a risk by auto insurance companies and you may be offered a discount on your auto insurance for it.
