Reader’s Question:

I have a DWI on my record and my insurance si very expensive. Can I do anything to make it lower?

Carmi

Austin TX

If you have a DWI/DUI in your driving record, auto insurance generally higher than those who have no accident or traffic violations in their record. The reason for this is because most insurance providers see drivers which as DUI in their record as a risk.

If you have been convicted of DWI, generally you will be required to get an SR22 in most states. It would be difficult for you to get cheaper car insurance rate if you have DWI on your record. If you try to keep a clean driving record you will eventually get a cheaper auto insurance rate.

The best way to get the cheapest auto insurance rates after you have been convicted of a DWI is to shop around for quotes. There are various comparison website just like the one you see above where you will only have to place your zip code and personal information once, and get up to 12 quotes from various insurance companies. In this way, you will be able to decide easily which companies offer the best quote.

You may also get insurance discounts if you have safety features in your vehicle. Also, you may also be able to get discount if you take defensive drivers course. Make sure what discounts you may be eligible of to help you get the lower auto insurance rate.