Reader’s Question:

What will happen to my car insurance after DUI conviction?

Terrence

Baton Rouge, LA

Alcohol equates problems. It doesn’t only bring physiologic problems but it can also cause mess in highways. In United States, over 250,000 people died of car accidents correlated to alcohol intoxication. Moreover, Center for Disease Control and Prevention ascertained that 36 people die in US daily due to drinking and driving. If you do the math, over 12,000 lives can be lost in a year.

If you created accidents like this, not only will you snowed with guilt but you will also be decked with financial problems. Your license will be suspended and by the time you restore it, it’s going to cost you more.

Yes, it is true. Having your license restored will be costly. You have to pay the fines, your DUI car insurance costs would go up and lastly, you would be to file an SR22 car insurance.

So what’s an SR22? If you have not been convicted of driving violations like DUI, then you will not need this. This is just a document reinstate by the state to remove your suspension. Just as long as it is on file, you will be eligible to drive again; granted that your car insurance has not been removed.

Yearly maintenance of SR22 can be expensive; what more if you have to maintain it for 3 years (the very least). That is why it is most important that you shop around to compare the costs. SR22 can be provided at a decrease price basing on the elements that affect car insurance.

After getting SR22 car insurance, you can easily have your license restored. Certain companies can handle it for you overnight but with a certain fee of course.

Isn’t all of this a total annoyance? Therefore, the next time you drink and drive, think of the SR22,the fines and the DUI insurance that you have to shoulder.